Personal and Business Loan Diwali Offers in India (2025)

Diwali is a festival of light and is also a time of joy, celebration and a time when many start new ventures or new beginnings. Many individuals and businesses see a need for extra funds during this time of the year for shopping, gifts, home renovation, travel and business expansion. To support this, banks and […]
How Lower GST on Electronics Helps Students Buy Laptops With Education Loans

Laptops in today’s computer age have become very important for students because they play the role of academic companions for the students, irrespective of whether they are in school or in college. Right from online classes to research projects to internships and skill developments, a laptop is no longer just a luxury; it has become […]
Diwali 2025 Two-Wheeler & Four-Wheeler Loan Offers Across India

There are a number of schemes for vehicle loans available at banks and NBFCs in the festive season of Diwali, which can make it easier for you to buy the vehicle you want. Two-wheeler, four-wheeler, SUV, these banks and NBFCs are giving you access to some excellent rates of interest as well as flexible options […]
GST 2.0 Benefits for Students: Education Expenses & Loan Relief Explained

Education is a field that has become the most important investment in a student’s life. It is an expensive investment students make, and later on, they take on the responsibility of applying for an education loan. Right from tuition fees and hostel charges to study materials and loan EMIs, the students and their parents often […]
Car Loan vs Personal Loan in 2025: How GST 2.0 Influences Your Choice

With the introduction of GST 2.0 in 2025, significant changes have been brought about in the financial and consumer lending landscape in India. From loans for buying a car to personal loans, the new tax framework aims to simplify credit accessibility while maintaining transparency in pricing. So, for the ones who are thinking of taking […]
Will GST 2.0 Affect Education Loan Tax Benefits Under Section 80E?

In India, an education loan is more than a financial aid for students and their parents. This loan is a pathway to higher education and also for better opportunities. One of the biggest reliefs for borrowers is the tax deduction available under Section 80E of the Income Tax Act, which also allows for the interest […]
Next-Gen GST: Which Consumer Goods Are Now Cheaper With EMIs?

With the initiation of GST 2.0 in India, it has not only streamlined the tax filing but also impacted the way consumers are buying everyday products. One of the biggest wins for the buyers is that several consumer goods are now cheaper in price, especially when the purchases are being made through EMIs (Equated Monthly […]
GST Exemptions on Insurance: What It Means for Loan Protection Plans

With the launch of GST 2.0 in India, it has brought many reforms across the financial sector services, with the insurance field being one of the most watched sectors. For the borrowers, one of the biggest updates and relief is that of having GST exemption on certain types of insurance, especially for those linked to […]
GST 2.0 and MSME Loans: Easier Access to Credit for Small Businesses

With the initiation of GST 2.0, it has opened a new era for the small businesses in India, which particularly deal in the field of finance and credit accessibility. The micro, small and medium enterprises (MSMEs) form the backbone of India’s economy. However, their growth is restricted due to the limited access to formal credit. […]
GST 2.0 Explained: What Borrowers Must Know Before Taking a Loan

The tax landscape of India has seen major transformations over recent years. However, with the rollout of GST 2.0 in September 2025, this reform is now designed to ease, simplify the implementation and also reduce the cascading taxes and bring clarity to both businesses and individuals. But for borrowers, the key question is: What does […]
Impact of GST 2.0 on Education Loan Costs for Students in India

The reforms made by the government under the GST 2.0, which have been implemented from 22nd September 2025, have brought about many changes across goods and services, including the education sector. Students who want to avail of the education loans in India are still wondering: Will their loan EMIs go down? What is the GST’s […]