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Permanent Account Number (PAN): What It Is and Why It’s Important
05Nov

Permanent Account Number (PAN): What It Is and Why It’s Important

In today’s financial sector, it has become important for every individual and every entity to have all the legal and required documents to carry out any kind of financial activity. In India, individuals and enterprises are required to have a Permanent Account Number (PAN card)for financial identity and to carry out financial transactions. So that […]

Penalty for Late Filing of Income Tax Returns (ITR)
03Nov

Penalty for Late Filing of Income Tax Returns (ITR)

For working professionals or business owners, the month of March becomes very important in India. It does not have to do anything with festivities or anything else. The actual rush is about the financial year ending and the ITR filings on hand. In India, if you are a working professional or are running a business, […]

Secured vs Unsecured Business Loans: Which Is Better?
01Nov

Secured vs Unsecured Business Loans: Which Is Better?

Still debating whether you should take a secured vs unsecured business loans? It is like you are standing at a juncture from where you can see two different roads leading to different ways with different objectives. Yet, you can not decide on which path to walk because of the various outcomes and consequences. A similar […]

How to Get a Startup Business Loan Without Collateral
31Oct

How to Get a Startup Business Loan Without Collateral

India’s business landscape is changing, and with the respected Prime Minister’s goal of “Aatmanirbhar Bharat”, there are many startups in India with unique ideas that have started working towards this goal; however, not all startups have enough collateral to risk when it comes to taking a Startup Loan India against collateral. Collateral-free business loan means […]

How to Improve Your Business Loan Eligibility
31Oct

How to Improve Your Business Loan Eligibility

The business environment of India has been rapidly changing due to the digital dynamics, changing the way businesses are operating. Nowadays, to keep up with the trends and expectations of the customers, businesses have started taking loans to renovate their business space, expand or start a new project. However, with such huge loan amounts, how […]

Eligibility Criteria for Business Loans
25Oct

Eligibility Criteria for Business Loans

In India, the businesses securing a loan is often important to fuel growth, manage working capital or even invest in new assets. However, not all businesses qualify for a loan automatically. The lenders look into many factors before giving their nod for a business loan. Having an understanding of the eligibility criteria and Business loans […]

Types of Business Loans in India: A Complete Guide
15Oct

Types of Business Loans in India: A Complete Guide

When starting a business or continuing with a family business, it is not just about having good ideas; it is also about having the right financial support and bringing them to life. In India, the growing ecosystem of entrepreneurship has led to a wide range of business loan types which is designed to meet every […]

Next-Gen GST and Housing: Will Homebuyers Get Cheaper Loans?
13Oct
GST

Next-Gen GST and Housing: Will Homebuyers Get Cheaper Loans?

The real estate industry in India has been very sensitive to taxation policies. With the rollout of the GST 2.0, the homebuyers and the investors are very closely watching how these reforms will impact the housing loans, EMIs and overall affordability.  In 2025, with the GST 2.0, housing loans are promising to have streamlined compliance, […]

Personal and Business Loan Diwali Offers in India (2025)
11Oct

Personal and Business Loan Diwali Offers in India (2025)

Diwali is a festival of light and is also a time of joy, celebration and a time when many start new ventures or new beginnings. Many individuals and businesses see a need for extra funds during this time of the year for shopping, gifts, home renovation, travel and business expansion. To support this, banks and […]

How Lower GST on Electronics Helps Students Buy Laptops With Education Loans
09Oct
GST

How Lower GST on Electronics Helps Students Buy Laptops With Education Loans

Laptops in today’s computer age have become very important for students because they play the role of academic companions for the students, irrespective of whether they are in school or in college. Right from online classes to research projects to internships and skill developments, a laptop is no longer just a luxury; it has become […]

Diwali 2025 Two-Wheeler & Four-Wheeler Loan Offers Across India
08Oct

Diwali 2025 Two-Wheeler & Four-Wheeler Loan Offers Across India

There are a number of schemes for vehicle loans available at banks and NBFCs in the festive season of Diwali, which can make it easier for you to buy the vehicle you want. Two-wheeler, four-wheeler, SUV, these banks and NBFCs are giving you access to some excellent rates of interest as well as flexible options […]

GST 2.0 Benefits for Students: Education Expenses & Loan Relief Explained
07Oct
GST

GST 2.0 Benefits for Students: Education Expenses & Loan Relief Explained

Education is a field that has become the most important investment in a student’s life. It is an expensive investment students make, and later on, they take on the responsibility of applying for an education loan. Right from tuition fees and hostel charges to study materials and loan EMIs, the students and their parents often […]

Car Loan vs Personal Loan in 2025: How GST 2.0 Influences Your Choice
06Oct
GST

Car Loan vs Personal Loan in 2025: How GST 2.0 Influences Your Choice

With the introduction of GST 2.0 in 2025, significant changes have been brought about in the financial and consumer lending landscape in India. From loans for buying a car to personal loans, the new tax framework aims to simplify credit accessibility while maintaining transparency in pricing. So, for the ones who are thinking of taking […]

Will GST 2.0 Affect Education Loan Tax Benefits Under Section 80E?
04Oct
GST

Will GST 2.0 Affect Education Loan Tax Benefits Under Section 80E?

In India, an education loan is more than a financial aid for students and their parents. This loan is a pathway to higher education and also for better opportunities. One of the biggest reliefs for borrowers is the tax deduction available under Section 80E of the Income Tax Act, which also allows for the interest […]

Next-Gen GST: Which Consumer Goods Are Now Cheaper With EMIs?
04Oct
GST

Next-Gen GST: Which Consumer Goods Are Now Cheaper With EMIs?

With the initiation of GST 2.0 in India, it has not only streamlined the tax filing but also impacted the way consumers are buying everyday products. One of the biggest wins for the buyers is that several consumer goods are now cheaper in price, especially when the purchases are being made through EMIs (Equated Monthly […]

GST Exemptions on Insurance: What It Means for Loan Protection Plans
02Oct
GST

GST Exemptions on Insurance: What It Means for Loan Protection Plans

With the launch of GST 2.0 in India, it has brought many reforms across the financial sector services, with the insurance field being one of the most watched sectors. For the borrowers, one of the biggest updates and relief is that of having GST exemption on certain types of insurance, especially for those linked to […]

GST 2.0 and MSME Loans: Easier Access to Credit for Small Businesses
01Oct
GST

GST 2.0 and MSME Loans: Easier Access to Credit for Small Businesses

With the initiation of  GST 2.0, it has opened a new era for the small businesses in India, which particularly deal in the field of finance and credit accessibility. The micro, small and medium enterprises (MSMEs) form the backbone of India’s economy. However, their growth is restricted due to the limited access to formal credit. […]

GST 2.0 Explained: What Borrowers Must Know Before Taking a Loan
30Sep
GST

GST 2.0 Explained: What Borrowers Must Know Before Taking a Loan

The tax landscape of India has seen major transformations over recent years. However, with the rollout of GST 2.0 in September 2025, this reform is now designed to ease, simplify the implementation and also reduce the cascading taxes and bring clarity to both businesses and individuals. But for borrowers, the key question is: What does […]

Impact of GST 2.0 on Education Loan Costs for Students in India
27Sep
GST

Impact of GST 2.0 on Education Loan Costs for Students in India

The reforms made by the government under the GST 2.0, which have been implemented from 22nd September 2025, have brought about many changes across goods and services, including the education sector. Students who want to avail of the education loans in India are still wondering: Will their loan EMIs go down? What is the GST’s […]

GST 2.0 and Personal Loans: Will EMIs Become Cheaper?
26Sep
GST

GST 2.0 and Personal Loans: Will EMIs Become Cheaper?

With the application of GST 2.0 on September 22, 2025, in India, the country has seen an impressive refinement of its Goods and Services Tax structure. This has assisted in improving the focus on easy usage of the tax regime, reducing the approval burdens and also improving the clarity. While the main focus has always […]

How Next-Gen GST Will Impact Car Loan Prices in India
24Sep
GST

How Next-Gen GST Will Impact Car Loan Prices in India

The commencement of the Next-Gen GST, also known as GST 2.0, has brought about considerable changes in the automobile industry. With the updated tax slabs now relevant, the abolition of cesses, the purchase of cars has now become more affordable, which directly affects the next-gen GST car loan pricing, GST 2.0 car loan EMI and […]

GST vs GST 2.0: Evolution of India’s Indirect Tax Regime
22Sep
GST

GST vs GST 2.0: Evolution of India’s Indirect Tax Regime

GST was first introduced in India in July 2017. GST is the abbreviation of the word Goods and Services Tax. When it was first introduced in India, it was celebrated as the country’s biggest indirect tax reform. GST replaced the maze of state and central taxes with one unified system.  Even after unifying all types […]

How GST Reforms Can Influence Home Loan Interest Rates
19Sep

How GST Reforms Can Influence Home Loan Interest Rates

The escalation of the GST 2.0 in India is seeing a landmark reform, affecting multiple sectors, including the real estate and housing finance. The homebuyers and the borrowers are very curious about: Will my home loan EMI after GST reforms change? How will GST affect home loans, or will GST 2.0 home loan interest impact […]

Does Next-Gen GST Reduce the Cost of Two-Wheeler Loans in India?
15Sep
GST

Does Next-Gen GST Reduce the Cost of Two-Wheeler Loans in India?

Purchasing or selling bikes or scooters has become something more than just a lifestyle choice in India. Bikes and scooters are generally a need and a necessity for commuting to work and other conveniences. So, while the two-wheeler loan makes ownership easier, with the introduction of GST 2.0 in 2025, it has brought in new […]

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